Financial Aid Office

Parent and Student Loan Information

A loan is a form of financial aid that must be repaid with interest. The two types of federal education loans are the Federal Direct Student Loan (student loan) and the Federal Direct PLUS Loan (parent loan). These loans have specific regulations and interest rates that are set and monitored by the U.S. Department of Education.

Alternative loans are also available. These loans are not associated with the federal government and are offered directly through private lenders and can carry a higher interest rate.

Loan Only Application Deadlines

You may apply for a Federal Direct Student Loan or Federal Direct PLUS Loan at any point throughout the term for which you want the loan, but you cannot borrow for a term that has already ended. Early completion of your loan application ensures a timely disbursement into your account.  2017/2018 Deadlines are listed below, however, please check back later for the updated forms.

Academic Year 2017/2018
Fall Only 2017 Deadline: 12/12/2017
Spring Only 2018 Deadline: 05/04/2018
Academic Year Deadline: 05/04/2018

Skidmore College Student Loan Code of Conduct

Federal Direct Student Loans Questions and Answers 

 Parents Applying for a Federal Direct PLUS Loan

Alternative Loans

 Federal Perkins Loan

Student Loan Entrance and Exit Counseling

 Federal Direct Student LOAN ONLY Instructions and Form
If you are not receiving any type of financial aid but are interested in applying for a
Federal Direct Student Loan please follow the instructions for Federal Direct
Student Loan Only.

   Now That I've Borrowed....How do I get information about my Federal Loans?....Quick Links


FSA Ombudsman

It is important for student borrowers to keep records of all loans requested. The FSA Ombudsman works with student loan borrowers to informally resolve loan disputes and problems. The ombudsman will help borrowers having problems with the following federal loans:

The Ombudsman Customer-Service Line is 1-877-557-2575. Further details are available at